Privacy Policy

We collect only the information reasonably needed to operate, secure, support, and improve the product.

We may collect:

• account information;
• private beta request information;
• product usage events;
• support and feedback communications;
• device, log, and security information;
• saved product content; and
• limited analytics information.

We do not sell personal information.

We do not sell personal information to advertisers.

At this private beta stage, we do not use personal information for third-party targeted advertising.

We do not want users to submit sensitive personal financial information, exact portfolio values, brokerage credentials, tax information, government IDs, health information, or other highly sensitive personal information unless we specifically request it and explain why.

During private beta, we may collect product usage events to understand how the product is used, improve the beta experience, fix issues, prevent abuse, and evaluate product-market fit. We aim to avoid collecting exact research inputs through analytics, such as detailed valuation assumptions, exact portfolio values, brokerage credentials, or private notes.

We use personal information to:

• review private beta requests;
• create and manage accounts;
• verify email addresses;
• provide product features;
• save watchlists, alerts, screens, valuations, notes, and preferences;
• provide customer support;
• improve product design and performance;
• monitor usage and product-market fit;
• detect and prevent abuse, scraping, fraud, and unauthorized access;
• investigate errors, crashes, and security issues;
• comply with legal, tax, accounting, and regulatory obligations;
• enforce our Terms of Service and related policies;
• protect our company, users, data providers, infrastructure, and rights; and
• create aggregated or anonymized insights that do not identify individual users.

For Canadian users, we rely on consent and other permitted bases under applicable privacy laws to collect, use, and disclose personal information.

We aim to explain our privacy practices clearly, including what information we collect, why we collect it, how we use it, and when we may share it.

For U.S. users, we collect and use information as described in this Privacy Policy and in accordance with applicable U.S. privacy, consumer protection, and state laws where applicable.

Where required, we may ask for additional consent or provide additional notices before collecting or using information for new purposes.

You may withdraw consent where applicable, subject to legal, contractual, operational, security, and product limitations. Withdrawing consent may affect your ability to use some or all product features.

Because Stoquence is in private beta, we may monitor product usage more closely than we would in a mature production product.

This beta-specific monitoring helps us:

• understand which features are useful;
• identify confusing workflows;
• fix bugs and errors;
• measure product-market fit;
• improve onboarding;
• prevent abuse;
• detect scraping or unauthorized automation;
• manage infrastructure costs; and
• protect data-provider relationships.

We aim to keep beta monitoring limited, reasonable, and focused on product improvement, security, abuse prevention, and operational stability.

We do not use beta monitoring to provide personalized investment advice.

We do not sell personal information.

We do not sell personal information to advertisers.

At this private beta stage, we do not use personal information for third-party targeted advertising.

If our practices change, we will update this Privacy Policy and provide any required notices, choices, or opt-out rights.

We may use analytics tools to understand product usage and improve the private beta.

We aim to avoid tracking sensitive personal research details in analytics events.

For example, we may track:

• that a valuation feature was opened;
• that a watchlist was created;
• that an error occurred.

We generally do not need to track exact personal valuation assumptions, exact portfolio values, brokerage credentials, tax information, or private notes in analytics events.

We may send:

• email verification messages;
• product updates;
• security alerts;
• support responses;
• feedback requests;
• private beta announcements; and
• legal or policy update notices.

You are responsible for keeping your email address up to date.

We keep personal information for as long as reasonably necessary to:

• provide the product;
• comply with legal, tax, accounting, or reporting obligations;
• resolve disputes;
• enforce agreements;
• prevent abuse, scraping, fraud, or unauthorized access;
• maintain security records; and
• maintain business records.

When information is no longer reasonably needed, we will delete, de-identify, or archive it according to our data retention practices, unless longer retention is required or permitted by law.

You may request account deletion by contacting us at privacy@stoquence.com or using any account deletion method we make available in the product.

We use reasonable administrative, technical, and organizational safeguards designed to protect personal information.

These safeguards may include access controls, authentication controls, encryption where appropriate, monitoring, logging, vendor controls, and security review processes.

However, no system is completely secure. We cannot guarantee that information will always remain secure.

You are responsible for keeping your login credentials safe and notifying us of suspected unauthorized account access.

Your information may be processed and stored in Canada, the United States, or other jurisdictions where we or our service providers operate.

Privacy laws in those jurisdictions may differ from the laws where you live.

By using the product, you understand that your information may be processed outside your province, state, or country, subject to applicable law and safeguards.

Depending on where you live and which laws apply, you may have rights to:

• access personal information we hold about you;
• correct inaccurate information;
• delete certain information;
• withdraw consent where applicable;
• request information about our privacy practices;
• object to or limit certain processing;
• opt out of certain communications;
• obtain a copy of certain personal information; and
• file a complaint with a privacy regulator.

These rights may be subject to legal limits, exceptions, identity verification, and operational requirements.

To make a request, contact us at privacy@stoquence.com.

We may need to verify your identity before responding. Verification may include confirming control of your account email address or requesting information reasonably needed to verify the request.

We will respond to privacy requests within the time required by applicable law.

Depending on your U.S. state of residence, our data practices, and whether applicable legal thresholds are met, you may have additional privacy rights under U.S. state privacy laws.

These rights may include the right to access, correct, delete, or obtain a copy of certain personal information, and the right to opt out of certain types of data sharing, sales, or targeted advertising.

At this private beta stage, we do not sell personal information to advertisers and we do not use personal information for third-party targeted advertising.

If our practices change, or if additional state privacy obligations apply to us, we will update this Privacy Policy and provide any required notices or choices.

Canadian users may request access to and correction of personal information, subject to applicable exceptions.

Canadian users may also withdraw consent where consent is the basis for processing, subject to legal, contractual, operational, security, and product limitations. Withdrawing consent may affect your ability to use some or all product features.

If you have a privacy concern, contact us at privacy@stoquence.com.

If we cannot resolve your concern, you may have the right to contact the Office of the Privacy Commissioner of Canada or the applicable provincial privacy regulator.

Stoquence is intended for adults and is not intended for children.

You must be at least the age of majority in your jurisdiction, or otherwise have legal capacity to use the product, unless we expressly allow otherwise in writing.

We do not knowingly collect personal information from children under 13 or from users below the age of majority where parental consent is required.

If we learn that we collected personal information from a child or minor without appropriate consent, we will take reasonable steps to delete it.

We are not responsible for the privacy practices of third parties.

You should review the privacy policies and terms of any third-party services you use or access.

We may update this Privacy Policy from time to time.

If we make material changes, we will try to notify you through the product, email, or another reasonable method.

The “Last updated” date shows when this policy was last revised.

Your continued use of the product after the updated Privacy Policy becomes effective means you acknowledge the updated policy, where permitted by law.

Questions or requests about privacy can be sent to:

Email: privacy@stoquence.com

Company: Stoquence

Address: [Business address, if applicable]

When you contact us about privacy, we may need to verify your identity before responding. We will use the information you provide only to process and respond to your request, unless otherwise permitted or required by law.